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Effective: 10/2/2015

Main Schedule
Boards & Committees
These events are for AFSA members who serve on boards and/or committees


6:00 p.m. – 7:00 p.m.
Sponsored by


7:30 a.m. - 6:15 p.m.

8:00 a.m. - 11:00 a.m.
Independent Auto Finance Executive Group Meeting/Breakfast
Sponsored by

8:30 a.m. - 10:00 a.m.
Professional Development Committee

8:30 a.m. - 9:00 a.m
Law Committee Breakfast  (by invitation)
Sponsored by

9:00 a.m. - 5:30 p.m.
Law Committee (by invitation)

10:00 a.m. - noon
AFSA EF Board of Directors and Endowment Committee

12:00 p.m. - 12:30 p.m.
The EDGE/PDC/AFSAEF Board & Endowment Committee Luncheon

12:00 p.m. - 1:00 p.m.
Vehicle Finance Board/Independent Auto Executive Group Luncheon

Sponsored by

12:30 p.m. - 2:00 p.m.
The EDGE Advisory Board

1:00 p.m. - 3:00 p.m.
Vehicle Finance Division Board
Refreshments provided by TransUnion
Guest Speaker
William C.Fox, NADA Chairman, Fox Import, Auburn, NY

3:00 p.m. - 5:00 p.m.
AFSA Executive Committee

Refreshment Break Sponsored by

3:15 p.m. - 5:15 p.m.
Vehicle Commercial Credit Committee (by invitation)
Committee members only
Refreshments sponsored by

"The Appraisal Process - What Lenders Need to Know"
Marshall Brulez, MAI, MRICS, Managing Director, CBRE Valuation & Advisory Services and
Stephen B. Kay, MAI, Managing Director, National Practice Leader, Valuation & Advisory, Cushman & Wakefield

6:00 p.m. - 7:15 p.m.
Co-Sponsored by OneMain Financial and Ford Credit

7:15 p.m. - 9:00 p.m.
Vehicle Finance Board/Independent Auto Finance Executive Group/VF Commercial Credit Committee Reception/Dinner
Reception Sponsored by Route One

Dinner Sponsored by FICO

7:15 p.m. - 9:00 p.m.
Law Committee Dinner


7:00 a.m. - 5:00 p.m.

7:30 a.m. - 8:30 a.m.
VantageScore Breakfast - by invitation

8:00 a.m. - 8:30 a.m.
Sponsored by

8:30 a.m. – 10:00 a.m. 

  • AFSA Chairman’s Welcome Remarks  Andrew Stuart, President & CEO, TD Auto Finance U.S.
  • AFSAPAC Chairman's Update Martin Less, President & CEO, Nationwide Acceptance LLC
  • Keynote Address Major Garrett, Chief White House Correspondent, CBS News
    Sponsored by

10:00 a.m. – 10:15 a.m.
Refreshment Break Sponsored by

10:15 a.m. – 11:15 a.m.

  • AFSA Update Chris Stinebert, President & CEO
  • Remarks of Counselor to the Secretary and Deputy Assistant Secretary for Financial Institutions, Anjan Mukherjee
    AFSA Education Foundation
  • Distinguished Service Award Presentations  Nathan Benson, AFSA Chair-Elect and CEO, Tidewater Finance Company

11:15 a.m. - 3:00 p.m.
Law Committee - by invitation

11:15 a.m. – 11:30 a.m.
Refreshment Break

11:30 a.m.  – 12:15 p.m.
GENERAL SESSION: CyberSecurity: Evolution of the Insider Threat - New  Data to Uncover Security's Missing Link
To protect assets, organizations must come face to face with the enemy already inside. Michael Crouse, Director Insider Threat Strategies, Raytheon|Websense, will discuss what works and what does not work – and the future of effective insider threat mitigation.

12:30 p.m. – 2:00 p.m.  
Leadership Luncheon with Guest Speaker
Stuart Rothenberg, Founding Editor and Publisher The Rothenberg & Gonzales Political Report
Sponsored by

2:15 p.m. - 3:45 p.m.
AFSA Board of Directors
Refreshment Break Sponsored by

2:15 p.m. – 3:00 p.m. 
EDUCATION SESSION: Are You Prepared for the Department of Labor’s Proposed Changes to Overtime Rules and the Impact on Your Company and Employees?
Sponsored by

The Department of Labor (DOL) released proposed regulations revising the salary test for the "white collar" exemptions to the Fair Labor Standards Act's minimum wage and overtime rules. In the proposed regulations, the DOL recommends increasing the salary requirements for considering an employee exempt. Learn about the proposed changes and how they can potentially impact your company and your employees.

Speaker: Salvador P. Simao, Partner, FordHarrison

3:00 p.m. – 3:15 p.m.
Sponsored by

3:15 p.m. - 5:00 p.m.
Vehicle Credit Risk Management Committee (for committee members only)

3:15 p.m. - 5:00 p.m.
Human Resources Committee

3:15 p.m. - 5:30 p.m.
State Government Affairs Committee

3:30 p.m. - 5:00 p.m.
Operations Committee

4:30 p.m. - 5:30 p.m.
Business Partner Board 

5:30 p.m. - 6:15  p.m.
Installment Lenders Update
This session will focus on CFPB’s Small Dollar Lending Rule, industry’s response and its strategy moving forward.  The program also will highlight the public relations program to educate policy-makers and media on installment lending. 
Bill Himpler, Executive Vice President, AFSA
Jack Ferry, Vice President of Communications, AFSA
Jim Glassman, Chairman and CEO, Public Affairs Engagement (PAE)

7:00 p.m. – 9:30 p.m.
Reception Sponsored by
Dinner Sponsored by
ine Sponsored by
Entertainment Sponsored by


Spotlight Compliance
At the 99th Annual Meeting in Boston, AFSA is instituting its first ever ‘Spotlight Compliance’. Industry experts will address current hot topics. 

8:00 a.m. – 2:00 p.m.

8:00 a.m. – 9:15 a.m.

Navigating the CFPB’s Division of Supervision, Enforcement and Fair Lending
Ori Lev, former Deputy Enforcement Director for Litigation with the CFPB, will provide an insider’s overview of the Bureau’s divisions and the key factors that drive its decision to take a supervisory action vs. an enforcement action. Mr. Pry will address the practical reality of the Bureau’s supervision and examination process and how a company undergoing either process can avoid a negative outcome.
Speakers: Ori Lev, Partner, K&L Gates 
Carl Pry, CRCM, CRP, Managing Director, Treliant Risk Advisors
Sponsored by

9:15 a.m. - 10:45 a.m.
AFSA Women's Leadership Council
Refreshments sponsored by McGladrey

(by invitation)

Chaired by Mary McDowell, President & CEO, OneMain Financial, the primary purpose of this initiative is to foster executive leadership and mentorship of top female talent in the financial services industry across the country. In addition, this council enables the sharing of broad based knowledge in an effort to identify, promote and retain female leaders. 

9:30 a.m. – 10:30 a.m.
COMPLIANCE SESSION: CMS Development, Implementation & Monitoring…How Is It Getting Done?

AFSA members are working hard on managing their compliance responsibilities and risk. Hear directly from them and compare notes as they share their experiences, challenges, and lessons learned.
Moderator: Patty Covington, Partner, Hudson Cook, LLP
Bob Bender, Vice President of Credit Risk & Compliance, Security National Automotive Acceptance
Robyn Yarborough, Vice President, Corporate Compliance, World Acceptance Corporation

10:30 a.m. – 10:45 a.m. 
Refreshment Break 

10:45 a.m. – 11:45 a.m.
COMPLIANCE SESSION: The Ins and Outs of Vendor
The elements of a robust vendor management program will be described in detail as the key players– a financial institution and a third-party service provider representative - have an open discussion about the compliance hurdles they face.
Moderator: Michael Dougherty, Partner, Weltman, Weinberg & Reis
Kurt Brown, Director, Chief Compliance and Risk Management, Americas, Nissan Motor Acceptance 
Les McCook, Executive Director, American Recovery Association

12:00 p.m. – 1:30 p.m. 

Technology Innovation and Regulation Equals Industry Transformation
Jo Ann Barefoot will enlighten us with fresh thoughts on how to handle the current regulatory environment and compliance in our rapidly evolving world. Jo Ann is a former federal regulator, congressional staffer, who now serves as an industry consultant, policy commentator and non-profit volunteer.
Jo Ann Barefoot, Jo Ann Barefoot Group, LLC

Sponsored by

2:00 p.m. – 3:30 p.m.
Compliance Speedsmarts: Roundtables facilitated by industry experts addressing current hot topics and your compliance questions

#1: Issues with the CFPB’s Auto Finance Exam Manual
Jean Noonan, Hudson Cook, LLP
The manual purports to guide examiners in determining if auto finance companies are in compliance with consumer financial protection laws. Is it up to that task? Discuss questionable auto finance descriptions, and ask your questions about upcoming CFPB auto finance exams.

#2: Collection Issues for Creditors and UDAAP Considerations
John Redding, Partner, BuckleySandler, LLP
The CFPB is closely reviewing creditor’s collection practices for potential unfair, deceptive, or abusive acts or practices. Discuss the Bureau’s recent activity in this area and expectations from supervised entities.

#3 Tackling Your Organization’s Compliance Policies and Procedures
Tom McCrea, Senior Consultant, Jericho Information Technology
Review compliance best practices and learn about important resources that can help you with the development and monitoring of your company’s policies, procedures, and compliance operations. 

#4 Military Lending Act
Celia Winslow, Director, Legal and Regulatory Affairs, American Financial Services Association
Review the major changes in the recently amended Department of Defense regulations regarding consumer credit extended to service members and dependents.

#5 Data Security
Keith Swiat, Director, Security and Privacy, McGladrey LLP
Social engineering is one of the greatest threats that financial institutions face today. Discuss how you can combat malicious attacks and the elements of a successful internal security awareness program.

#6 Payment Service Technology
Joe Vardner, Associate, Gibson Dunn and Crutcher LLP
Through ever-changing tools of technology, businesses have developed innovative new methods to offer products and services to customers, but not without regulatory scrutiny. Learn some of the latest FTC and CFPB actions in this area as you continue to consider the use of technology in your business.

3:45 p.m. - 5:00 p.m.
Operations & Regulatory Compliance Committee Meeting

6:30 p.m. - 8:30 p.m.
ORCC Dinner  (by invitation)


8:30 a.m. –10:00 a.m.
Professional Development Committee

8:00 a.m. – 11:00 a.m.
Independent Auto Finance Executive Group Meeting/Breakfast

9:00 a.m. – 5:30 p.m.
Law Committee – by invitation

10:00 a.m. - 12:00 p.m.
AFSA EF Board of Directors and Endowment Committee

12:00 p.m. – 12:30 p.m.
The EDGE/PDC/AFSAEF Board & Endowment LUNCH

12:00 p.m. – 1:00 p.m.
Vehicle Finance Board/Independent Auto Executive Group Joint Luncheon

12:30 p.m. – 2:00 p.m.
THE EDGE Advisory Board

1:00 p.m. – 3:00 p.m. 
Vehicle Finance Advisory Board

3:00 p.m. – 5:00 p.m.
AFSA Executive Committee

3:15 p.m. – 5:15 p.m.
Vehicle Commercial Credit Committee

7:15 p.m. – 9:00 p.m.
Vehicle Finance Board/Independent Auto Finance Executive Group/VF Commercial Credit Committee Reception/Dinner

7:15 p.m. – 9:00 p.m.
Law Committee Dinner - by invitation


7:30 a.m. - 8:30 a.m.
VantageScore Breakfast – by invitation

10:15 a.m. – 3:00 p.m.
Law Committee – by invitation

2:15 p.m. - 3:45 p.m.
AFSA Board of Directors

3:15 p.m. – 5:00 p.m.
Vehicle Credit Risk Committee

3:15 p.m. – 5:00 p.m.
Human Resources Committee
Speaker Sponsored by Oscar Montano Inc.

3:30 p.m. – 5:00 p.m.
Operations Committee

3:15 p.m.  5:30 p.m.
State Government Affairs Committee

4:00 p.m. – 5:30 p.m.
Business Partner Advisory Board


9:30 a.m. - 10:30 a.m.
Marketing Committee

3:00 p.m. - 5:00 p.m.
Operations & Regulatory Compliance Committee Meeting

6:30p.m. -8:30 p.m.
ORCC Dinner


Thank you to our Sponsors